Effects of an early return-to-work program on the costs of workers' compensation
Abstract (Summary)One of the major issues confronting employers in the United States today is the high cost associated with workers' compensation insurance. Although many factors contribute to the total overall cost of workers' compensation, the major cost driver besides medical is lost time from work. As time off work due to a disabling injury increases, so do injury-related costs such as indemnity payments, medical and legal expenses, and employee costs. This study will investigate the relationship between the implementation of an Early Return to Work program as a component of an Employers' Disability Management program and its effects on one of the cost drivers affecting their compensation cost (lost time). The purpose of this study is to determine to what extent there is a relationship between early return to work and the length of time off work (TOW) and successful return to work (outcome). This study compares two Early Return to Work (ERTW) programs, one with labor/management support (Toledo), and one without (Cleveland), and it evaluates each program's effect on time off work (TOW) and rehabilitation outcome. This study will seek to find which of the following characteristics were predictors of desired outcome: Program type (labor/management support and non-labor/management support); Occupational group; and Nature of disability.
School:The Ohio State University
School Location:USA - Ohio
Source Type:Master's Thesis
Date of Publication:01/01/2003